CAM-HM-NORTH · IR
REC · 29.915°N 99.799°W
CERVUS CANADENSIS · p=0.92
2026-03-12 · 22:47:03
Nature-risk verification · lender-grade

Primary-source
ecological data
for loan-review
committees.

Farm Credit branches and ag banks hold billions in loans secured by productive farmland. Their ecological due-diligence today is a $40,000 one-shot field survey that's stale the day it lands. We turn landowner trail-cam uploads into audit-traceable Nature Exposure Reports — refreshable, methodology-defensible, 25× cheaper.

Rowcliffe et al. 2008
Kolowski & Forrester 2017
Mayer & Brisbin 2009
Kay et al. 2017
Anderson et al. 2016
Cole & Hernán 2008
How it runs

SD card in. Audit-traceable
exposure record out.

Every transformation is a cited method. Every intermediate value persists, so an external auditor can inspect any step — detection rate, bias correction, density estimate, tier call — independently.

Detection to tier pipeline 01 · capture Trail-cam SD zip · Spaces PUT 02 · detect MegaDetector · SpeciesNet 60s burst · 30min event 03 · debias IPW · Kolowski 2017 literature-prior · Hájek 04 · density REM · Rowcliffe 2008 bootstrap 95% CI 05 · tier Mayer-Brisbin 2009 Low · Mod · Elev · Severe 06 · report Lender-facing HTML · JSON · PDF
pipeline inputs
detections · camera-days · placement_context · boundary
methodology outputs
rate · adj_rate · density · CI · tier · score
supplementary
modeled $ · crop modifier · ESA flags
Worked example · Farm Credit of Central Texas

Riverbend Farm, Brazos Co. — 650 acres of corn.

Severe TX-BRA-2026-00012
83.7 / 100 Feral hog exposure score
13.47 animals/km² 95% CI 3.49 – 36.56
1.526 raw rate/cam-day pre-bias correction
1.042 IPW-adjusted rate REM consumed
Trajectory
Fall 2025 Elevated 5.66 /km² Spring 2026 Severe 13.47 /km²
+138% density since the prior survey. The trajectory a $40K point-in-time field survey would have missed.
Open full report PDF JSON API
CAM-RB-RAND-01 · IR
random anchor
REC
event 94 of 354
2026-02-28 · 23:14:51
Modeled projection
$22,955/year
not a pipeline output
Scaled from Anderson 2016 per-hog damage × 650 ac × corn modifier 1.60. Third-party loss data; a committee with an internal damage model should consume the pipeline outputs directly.
Methodology

Published math.
Inspectable every step.

An external auditor can recover every value we report. The random-placement reference camera on each parcel anchors the IPW correction; the bootstrap propagates the weighting uncertainty into the CI; the tier cutoff is a published binning.

01 / index
Detection frequency — independent events per camera-day. Pre-REM relative abundance. Zero movement assumption. Directly comparable across identical deployments.
02 / debias
IPW correction — per-camera rate deflated by a literature-prior inflation factor (Kolowski & Forrester 2017) keyed to placement_context. Hájek IPW reported alongside as a diagnostic. Random-placement cameras anchor the correction against an unbiased reference.
03 / density
Random Encounter ModelD = (y/t) · π / (v · r · (2 + θ)). Per-species v: hog 6.0 km/day (Kay 2017), deer 1.5 (Webb 2010), coyote 10.0 (Andelt 1985). 1000-iteration bootstrap over cameras with truncated v-perturbation.
04 / tier
Mayer-Brisbin 2009 cutoffs. <2/km² Low · 2-5 Moderate · 5-10 Elevated · ≥10 Severe. Feral hog only at v1; other species surfaced as Informational with density where v is published.
05 / flag
Recommendationinsufficient_data below 100 cam-days or 20 events; recommend_supplementary_survey when CI upper/lower > 1.5; else sufficient_for_decision.
Pricing

25× cheaper than a field survey.
Continuous instead of point-in-time.

A loan-review committee's alternative is a $40,000 independent biologist survey that's stale in six months. We refresh on any new upload.

Per verification
$1,500/parcel
One report per survey window. Use it for a single collateral review.
  • Full Nature Exposure Report (HTML + JSON)
  • Methodology appendix + 12 citations
  • JSON API for internal portfolio systems
  • Camera-day-level audit trail