CAM-HM-NORTH · IR
REC · 29.915°N 99.799°W
CERVUS CANADENSIS · p=0.92
2026-03-12 · 22:47:03
Nature-risk verification · lender-grade

Primary-source
ecological data
for loan-review
committees.

Farm Credit branches and ag banks hold billions in loans secured by productive farmland. Their ecological due-diligence today is a one-shot biologist survey that's stale the day it lands. We turn landowner trail-cam uploads into audit-traceable Nature Exposure Reports — refreshable, methodology-defensible, orders of magnitude cheaper.

Rowcliffe et al. 2008
Kolowski & Forrester 2017
Mayer & Brisbin 2009
Kay et al. 2017
Anderson et al. 2016
Cole & Hernán 2008
How it runs

SD card in. Audit-traceable
exposure record out.

Every transformation is a cited method. Every intermediate value persists, so an external auditor can inspect any step — detection rate, bias correction, density estimate, tier call — independently.

Detection to tier pipeline 01 · capture Trail-cam SD zip · Spaces PUT 02 · detect MegaDetector · SpeciesNet 60s burst · 30min event 03 · debias IPW · Kolowski 2017 literature-prior · Hájek 04 · density REM · Rowcliffe 2008 bootstrap 95% CI 05 · tier Mayer-Brisbin 2009 Low · Mod · Elev · Severe 06 · report Lender-facing HTML · JSON · PDF
pipeline inputs
detections · camera-days · placement_context · boundary
methodology outputs
rate · adj_rate · density · CI · tier · score
supplementary
modeled $ · crop modifier · ESA flags
Worked example · Farm Credit of Central Texas

Riverbend Farm, Brazos Co. — 650 acres of corn.

Severe TX-BRA-2026-00012
83.7 / 100 Feral hog exposure score
13.47 animals/km² 95% CI 3.49 – 36.56
1.526 raw rate/cam-day pre-bias correction
1.042 IPW-adjusted rate REM consumed
Trajectory
Fall 2025 Elevated 5.66 /km² Spring 2026 Severe 13.47 /km²
+138% density since the prior survey. The trajectory a $40K point-in-time field survey would have missed.
Open full report PDF JSON API
CAM-RB-RAND-01 · IR
random anchor
REC
event 94 of 354
2026-02-28 · 23:14:51
Modeled projection
$22,955/year
not a pipeline output
Scaled from Anderson 2016 per-hog damage × 650 ac × corn modifier 1.60. Third-party loss data; a committee with an internal damage model should consume the pipeline outputs directly.
Methodology

Published math.
Inspectable every step.

An external auditor can recover every value we report. The random-placement reference camera on each parcel anchors the IPW correction; the bootstrap propagates the weighting uncertainty into the CI; the tier cutoff is a published binning.

01 / index
Detection frequency — independent events per camera-day. Pre-REM relative abundance. Zero movement assumption. Directly comparable across identical deployments.
02 / debias
IPW correction — per-camera rate deflated by a literature-prior inflation factor (Kolowski & Forrester 2017) keyed to placement_context. Hájek IPW reported alongside as a diagnostic. Random-placement cameras anchor the correction against an unbiased reference.
03 / density
Random Encounter ModelD = (y/t) · π / (v · r · (2 + θ)). Per-species v: hog 6.0 km/day (Kay 2017), deer 1.5 (Webb 2010), coyote 10.0 (Andelt 1985). 1000-iteration bootstrap over cameras with truncated v-perturbation.
04 / tier
Mayer-Brisbin 2009 cutoffs. <2/km² Low · 2-5 Moderate · 5-10 Elevated · ≥10 Severe. Feral hog only at v1; other species surfaced as Informational with density where v is published.
05 / flag
Recommendationinsufficient_data below 100 cam-days or 20 events; recommend_supplementary_survey when CI upper/lower > 1.5; else sufficient_for_decision.
Pricing

Orders of magnitude cheaper than a field survey.
Continuous instead of point-in-time.

A loan-review committee's alternative is an independent biologist survey that runs into the tens of thousands and is stale in six months. We refresh on any new upload.

Per verification
Pilotengagement
One report per survey window. Use it for a single collateral review. Contact for pilot terms.
  • Full Nature Exposure Report (HTML + JSON)
  • Methodology appendix + 12 citations
  • JSON API for internal portfolio systems
  • Camera-day-level audit trail